Wells Fargo
Choice Privileges Mastercard
Earn 5X points on Choice Hotels stays with automatic Gold Elite status and no annual fee.
Annual fee
None
Top rate
5x hotels & car rentals
Welcome bonus
60,000 points
Quick look
Hotel rewards with elite status
5X points on Choice Hotels stays plus free Gold Elite membership
Top earning rate5x on hotels & car rentals
Annual feeNo annual fee
Foreign transaction feeNone
Reward rates
| Category | Rate | Details |
|---|---|---|
| Hotels & car rentals | 5x | 5X points on stays at participating Choice Hotels properties and on Choice Privileges point purchases |
| Gas & EV charging | 3x | 3X points on purchases at gas stations |
| Groceries | 3x | 3X points on grocery store purchases |
| Everything else | 1x | 1X points on other purchases |
Fees and APR
Annual feeNone
Foreign transaction feeNone
Welcome bonus
The offer60,000 bonus points when you spend $1,000 in purchases in the first 3 months
Bonus60,000 points
RequirementSpend $1,000 in 3 months
Other benefits
- Automatic Gold Elite membership with 10% bonus points on qualifying stays
- 10 Elite Qualifying Nights guaranteed each calendar year
- Cellular Telephone Protection up to $800 with $25 deductible when paying cell phone bills with card
- No foreign transaction fees on purchases converted to U.S. dollars
- Mastercard World Elite benefits including concierge and travel services