Bank of America Credit Cards

Credit cards from Bank of America

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Best for

No annual fee
Cash back
Travel
0% intro APR
No FX fee
Student
Business
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26 cards

Bank of America Customized Cash Rewards Credit Card

Bank of America Customized Cash Rewards Credit Card

Pick one category to earn 3% cash back on, plus 2% at grocery stores and wholesale clubs and 1% on everything else. There is no annual fee, and cash rewards don't expire while the account stays open.

Annual Fee

$0

No Fee
Welcome Offer
$200 Bonus
Earn a $200 cash rewards bonus after $1,000 in purchases in the first 90 days.
Key Features
Choose your bonus category
Earn 6% in your chosen category for the first year
Top Reward Rate
3% Cash Back
on gas
APR
17.74% – 27.74%
0% intro for 15 mo
Bank of America Customized Cash Rewards Credit Card for Students

Bank of America Customized Cash Rewards Credit Card for Students

Earn 6% cash back in a category you choose for the first year, then 3%, plus 2% at grocery stores and wholesale clubs and 1% elsewhere. No annual fee, and it helps you start building credit.

Annual Fee

$0

No Fee
Welcome Offer
$200 Bonus
Earn a $200 cash rewards bonus after $1,000 in purchases in the first 90 days.
Key Features
Choose your bonus category
Earn 6% in your chosen category for the first year
Top Reward Rate
3% Cash Back
on gas
APR
17.74% – 27.74%
0% intro for 15 mo
Bank of America Customized Cash Rewards Secured Credit Card

Bank of America Customized Cash Rewards Secured Credit Card

Help build your credit while earning 6% cash back in a category you choose for the first year, then 3%. Also earns 2% at grocery stores and wholesale clubs and 1% elsewhere, with no annual fee.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
Build credit with cash back
Earn 6% in your chosen category for the first year
Top Reward Rate
3% Cash Back
on gas
APR
27.74%
regular APR
Susan G. Komen Customized Cash Rewards Visa credit card

Susan G. Komen Customized Cash Rewards Visa credit card

Earn 3% cash back in a category you choose, 2% at grocery stores and wholesale clubs and 1% elsewhere, with no annual fee. A $200 online cash bonus follows $1,000 in spend.

Annual Fee

$0

No Fee
Welcome Offer
$200 Bonus
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
Key Features
Choice category cash back
Pick a category for 3% back, 6% the first year
Top Reward Rate
3% Cash Back
on gas
APR
17.74% – 27.74%
0% intro for 15 mo
Bank of America Business Advantage Travel Rewards World Mastercard

Bank of America Business Advantage Travel Rewards World Mastercard

Earn 1.5 points on everyday spending and 3 points on travel bought through BofA Travel, with no annual fee and no international transaction fees. Preferred Rewards tiers can add up to 75% more points.

Annual Fee

$0

No Fee
Welcome Offer
$500 Bonus
Earn 50,000 bonus points after $5,000 in purchases in the first 90 days.
Key Features
3X points on BofA Travel
Earn 1.5 points everywhere else with no annual fee
Top Reward Rate
3% Cash Back
on flights
APR
16.99% – 26.99%
0% intro for 7 mo
Bank of America Travel Rewards Credit Card

Bank of America Travel Rewards Credit Card

Earn unlimited 1.5 points per $1 on everyday purchases with no annual fee and no foreign transaction fees, plus a 0% intro APR and points you can use for travel and dining credits.

Annual Fee

$0

No Fee
Welcome Offer
$250 Bonus
Earn 25,000 bonus points after $1,000 in purchases in the first 90 days.
Key Features
No annual fee, unlimited points
1.5 points per $1 on everyday purchases with no caps
Top Reward Rate
1.5% Cash Back
on all purchases
APR
17.74% – 27.74%
0% intro for 15 mo
Bank of America Travel Rewards Credit Card for Students

Bank of America Travel Rewards Credit Card for Students

Earn unlimited 1.5 points per $1 on everyday purchases with no annual fee, no foreign transaction fees, and a 0% intro APR, designed to help students build good credit habits.

Annual Fee

$0

No Fee
Welcome Offer
$250 Bonus
Earn 25,000 bonus points after $1,000 in purchases in the first 90 days.
Key Features
No annual fee for students
Unlimited 1.5 points per $1 on everyday purchases
Top Reward Rate
1.5% Cash Back
on all purchases
APR
17.74% – 27.74%
0% intro for 15 mo
Bank of America Travel Rewards Secured Credit Card

Bank of America Travel Rewards Secured Credit Card

Build or rebuild credit with a secured card that earns unlimited 1.5 points per $1 on everyday purchases, with no annual fee and no foreign transaction fees. Requires a $200 minimum deposit.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
Secured card for rebuilding credit
Earn unlimited 1.5 points per $1 with no annual fee
Top Reward Rate
1.5% Cash Back
on all purchases
APR
27.74%
regular APR
Bank of America Unlimited Cash Rewards Credit Card

Bank of America Unlimited Cash Rewards Credit Card

Earn a flat 1.5% cash back on every purchase with no annual fee and no cap on your rewards. Cash rewards never expire while your account stays open, and BofA Rewards adds more.

Annual Fee

$0

No Fee
Welcome Offer
$250 Bonus
Earn a $250 cash rewards bonus after $1,000 in purchases in the first 90 days.
Key Features
Flat 1.5% Cash Back
Unlimited cash back on every purchase with no annual fee
Top Reward Rate
1.5% Cash Back
on all purchases
APR
17.74% – 27.74%
0% intro for 15 mo
Bank of America Unlimited Cash Rewards Credit Card for Students

Bank of America Unlimited Cash Rewards Credit Card for Students

Build credit while earning a flat 1.5% cash back on every purchase, with no annual fee and no cap on rewards. Cash rewards never expire while your account stays open, and BofA Rewards adds more.

Annual Fee

$0

No Fee
Welcome Offer
$250 Bonus
Earn a $250 cash rewards bonus after $1,000 in purchases in the first 90 days.
Key Features
Flat 1.5% Cash Back
Unlimited cash back on every purchase, with no annual fee
Top Reward Rate
1.5% Cash Back
on all purchases
APR
17.74% – 27.74%
0% intro for 15 mo
Bank of America Unlimited Cash Rewards Secured Credit Card

Bank of America Unlimited Cash Rewards Secured Credit Card

Build or strengthen your credit while earning a flat 1.5% cash back on every purchase, with no annual fee and no cap on rewards. A $200 to $5,000 security deposit is required.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
Build Credit While Earning Cash Back
Flat 1.5% cash back on every purchase, no annual fee
Top Reward Rate
1.5% Cash Back
on all purchases
APR
27.74%
regular APR
Business Advantage Unlimited Cash Rewards Mastercard credit card

Business Advantage Unlimited Cash Rewards Mastercard credit card

Earn an unlimited 1.5% cash back on every purchase with no annual fee and no annual cap. Preferred Rewards for Business members can earn up to 75% more, and employee cards come at no extra cost.

Annual Fee

$0

No Fee
Welcome Offer
$500 Bonus
Earn a $500 cash rewards bonus after $5,000 in purchases in the first 90 days.
Key Features
Unlimited 1.5% Cash Back
1.5% cash back on every purchase, with no annual cap
Top Reward Rate
1.5% Cash Back
on all purchases
APR
16.99% – 26.99%
0% intro for 7 mo
Business Advantage Unlimited Cash Rewards Mastercard secured credit card

Business Advantage Unlimited Cash Rewards Mastercard secured credit card

Build business credit with a secured card that pays 1.5% cash back on every purchase and charges no annual fee. A $1,000 minimum deposit sets your credit line.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
1.5% unlimited cash back
Earn on every purchase while building your business credit
Top Reward Rate
1.5% Cash Back
on all purchases
APR
26.99%
regular APR
Business Advantage Customized Cash Rewards Mastercard

Business Advantage Customized Cash Rewards Mastercard

Earn 3% cash back in a category you choose and 2% on dining, up to $50,000 in combined purchases a year, then 1% on everything else. No annual fee, and employee cards come at no extra cost.

Annual Fee

$0

No Fee
Welcome Offer
$500 Bonus
Earn a $500 cash rewards bonus after $5,000 in purchases in the first 90 days.
Key Features
3% Choice Category Cash Back
Pick a 3% category up to $50,000 of spend yearly
Top Reward Rate
3% Cash Back
on gas
APR
16.99% – 26.99%
0% intro for 7 mo
Bank of America Premium Rewards Credit Card

Bank of America Premium Rewards Credit Card

Earn 2 points per $1 on travel and dining and 1.5 points on everything else, with no foreign transaction fees, travel protections, and up to $100 in yearly airline credits.

Annual Fee

$95

Per Year
Welcome Offer
$600 Bonus
Earn 60,000 bonus points after $4,000 in purchases in the first 90 days.
Key Features
2X travel and dining points
Plus 1.5 points per $1 everywhere else, with no cap
Top Reward Rate
2% Cash Back
on dining
APR
19.74% – 27.74%
regular APR
BankAmericard Credit Card

BankAmericard Credit Card

No annual fee card with a 0% intro APR on purchases and balance transfers made within 60 days for 21 months, plus no penalty APR and a $0 liability guarantee for fraud.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
21-cycle 0% intro APR
0% APR on purchases and early balance transfers
Top Reward Rate
N/A
APR
15.24% – 26.24%
0% intro for 21 mo
BankAmericard Credit Card for Students

BankAmericard Credit Card for Students

A student card with no annual fee and a 0% intro APR on purchases and balance transfers for 21 months, built to help you start building credit with a $0 liability guarantee.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
Start building credit
No annual fee and 0% intro APR for new cardholders
Top Reward Rate
N/A
APR
15.24% – 26.24%
0% intro for 21 mo
BankAmericard Secured Credit Card

BankAmericard Secured Credit Card

A secured card with no annual fee to help establish, strengthen or rebuild credit. It requires a $200 minimum deposit, and the deposit may be returned after periodic account reviews.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
Build credit with a deposit
Deposit of $200 to $5,000 helps set your credit line
Top Reward Rate
N/A
APR
26.24%
regular APR
Bank of America Premium Rewards Elite Credit Card

Bank of America Premium Rewards Elite Credit Card

Earn 2 points per $1 on travel and dining and 1.5 points on everything else, plus up to $570 in statement credits, Priority Pass lounge access and a 24/7 concierge.

Annual Fee

$550

Per Year
Welcome Offer
$750 Bonus
Earn 75,000 bonus points after $5,000 in purchases in the first 90 days.
Key Features
Lounge access and statement credits
Priority Pass memberships and up to $570 in credits
Top Reward Rate
2% Cash Back
on dining
APR
19.74% – 27.74%
regular APR
Air France KLM Visa Signature Credit Card

Air France KLM Visa Signature Credit Card

Earn 3 miles per $1 on Air France, KLM and SkyTeam airline purchases and on dining, 1.5 miles elsewhere, plus 5,000 anniversary miles, no foreign transaction fees and an $89 annual fee.

Annual Fee

$89

Per Year
Welcome Offer
$500 Bonus
Earn 50,000 bonus miles and 100 Experience Points after $2,000 in purchases in the first 90 days.
Key Features
3X Miles on Air France-KLM
Plus 3X on dining with no foreign transaction fees
Top Reward Rate
3% Cash Back
on flights
APR
19.74% – 27.74%
regular APR
Royal ONE Visa Signature Credit Card

Royal ONE Visa Signature Credit Card

Earn 3X points on Royal Caribbean, Celebrity and Silversea cruises and 2X on groceries and gas, with no annual fee and no foreign transaction fees. A 30,000-point bonus follows $1,500 in spend.

Annual Fee

$0

No Fee
Welcome Offer
$300 Bonus
Earn 30,000 bonus points after $1,500 in purchases in the first 90 days.
Key Features
3X points on cruise purchases
Redeem for onboard credit or cruise discounts
Top Reward Rate
3% Cash Back
on cruises
APR
17.74% – 27.74%
regular APR
Royal ONE Plus Visa Signature Credit Card

Royal ONE Plus Visa Signature Credit Card

Earn 4 points per $1 on Royal Caribbean, Celebrity and Silversea cruises, plus a $200 yearly cruise discount after $20,000 in spend. Carries a $99 annual fee and no foreign transaction fees.

Annual Fee

$99

Per Year
Welcome Offer
$600 Bonus
Earn 60,000 bonus points after $2,500 in purchases in the first 90 days.
Key Features
4X points on cruise purchases
Redeem for onboard credit or cruise discounts
Top Reward Rate
4% Cash Back
on cruises
APR
17.74% – 27.74%
regular APR
Norwegian Cruise Line World Mastercard

Norwegian Cruise Line World Mastercard

Earn 3X points on Norwegian cruises, 2X on air and hotels and 1X on everything else, with no annual fee or foreign transaction fees. A 20,000-point bonus follows $1,000 in spend.

Annual Fee

$0

No Fee
Welcome Offer
$200 Bonus
Earn 20,000 bonus points after $1,000 in purchases in the first 90 days.
Key Features
3X points on Norwegian cruises
Redeem for onboard credit, upgrades and cruise discounts
Top Reward Rate
3% Cash Back
on cruises
APR
17.74% – 27.74%
regular APR
Bank of America Allways Rewards Visa Card

Bank of America Allways Rewards Visa Card

Earn 3 points per $1 on Allegiant flights, hotels, car rentals and attractions, plus 2 points on dining and 1 point elsewhere. Points never expire while the account stays open.

Annual Fee

$59

Per Year
Welcome Offer
$300 Bonus
Earn 30,000 bonus points after $1,500 in purchases in the first 90 days.
Key Features
3X points on Allegiant travel
Earn 3 points per $1 on Allegiant flights and hotels
Top Reward Rate
3% Cash Back
on flights
APR
19.74% – 27.74%
regular APR
Atmos Rewards Ascent Visa Signature

Atmos Rewards Ascent Visa Signature

Earn 3 points per dollar on Alaska and Hawaiian Airlines purchases and 2 on gas, streaming and transit, plus a yearly $99 companion fare. Bank of America account holders get a 10% points bonus.

Annual Fee

$95

Per Year
Welcome Offer
$700 Bonus
Earn 70,000 bonus points and a $99 Companion Fare after $2,500 in purchases in the first 90 days.
Key Features
3X points on Alaska flights
3 points per dollar on Alaska and Hawaiian Airlines purchases
Top Reward Rate
3% Cash Back
on flights
APR
19.74% – 27.74%
regular APR
Atmos Rewards Summit Visa Infinite Credit Card

Atmos Rewards Summit Visa Infinite Credit Card

Earn 3 points per dollar on dining, Alaska and Hawaiian purchases with no foreign transaction fees, plus Global Companion Awards of 25,000 points each year and Visa Infinite travel perks.

Annual Fee

$395

Per Year
Welcome Offer
$800 Bonus
Earn 80,000 bonus points and a 25,000-point Global Companion Award after $4,000 in purchases in the first 90 days.
Key Features
Yearly 25,000-point companion award
25,000-point award each anniversary plus 100,000 after $60,000 spend
Top Reward Rate
3% Cash Back
on dining
APR
19.74% – 27.74%
regular APR
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