Citizens Bank Credit Cards

Credit cards from Citizens Bank

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Best for

No annual fee
Cash back
Travel
0% intro APR
No FX fee
Student
Business
Premium

4 cards

Citizens Summit World Mastercard

Citizens Summit World Mastercard

No-annual-fee cash back card with 3% back on dining and groceries and 1.5% on everything else, plus a 0% intro APR on balance transfers for 12 months and Lyft and Instacart+ perks.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
3% dining and groceries back
Cash back on everyday spending with no annual fee
Top Reward Rate
3% Cash Back
on dining
APR
17.74% – 27.74%
0% intro for 12 mo
Citizens Summit Reserve World Elite Mastercard

Citizens Summit Reserve World Elite Mastercard

Premium cash back card with 3% back on dining, groceries and streaming, 1.5% on everything else, over $750 in travel and lifestyle perks, and no foreign transaction fees.

Annual Fee

$295

Per Year
Welcome Offer
None
Key Features
3% dining and groceries cash back
Premium travel credits, lounge access and no foreign fees
Top Reward Rate
3% Cash Back
on dining
APR
19.74% – 28.74%
regular APR
Citizens Amp Mastercard

Citizens Amp Mastercard

A no-annual-fee card for building credit from scratch. Payments reported to the bureaus, a free Instacart+ trial, transit statement credits and Mastercard ID theft and zero liability protection.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
Build credit, no annual fee
Establish credit history with on-time payments reported to bureaus
Top Reward Rate
N/A
APR
N/A
regular APR
Citizens Spring World Mastercard

Citizens Spring World Mastercard

Citizens' lowest-rate card with no annual fee and a 0% intro APR on balance transfers for 18 months. Adds Lyft and Instacart+ perks, transit statement credits and Mastercard fraud protection.

Annual Fee

$0

No Fee
Welcome Offer
None
Key Features
Lowest rate, no annual fee
0% intro APR on balance transfers for 18 months
Top Reward Rate
N/A
APR
15.74% – 25.74%
0% intro for 18 mo
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