TD Bank
TD First Class Visa Signature Credit Card
Earn 3X miles on travel and dining with an annual fee waived first year. Great rewards for travel enthusiasts with premium benefits.
Annual fee
$89
Top rate
3x flights
Welcome bonus
25,000 miles
Credit needed
Good (670-739)
Quick look
3X Miles on Travel & Dining
Earn more on every trip and meal purchase
Top earning rate3x on flights
Annual fee$89 per year
APR0% intro APR for 12 months, then 16.74% ongoing
Foreign transaction feeNone
Reward rates
| Category | Rate | Details |
|---|---|---|
| Flights | 3x | 3X miles on travel purchases including flights, hotels, car rentals, and cruises |
| Dining & restaurants | 3x | 3X miles on dining purchases |
| Everything else | 1x | 1X miles on all other eligible purchases |
Fees and APR
Annual fee$89 per year
Intro APR0% for 12 months
Regular APR16.74%
Foreign transaction feeNone
Credit score neededGood (670-739)
Welcome bonus
The offerEarn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles. Equals $250 statement credit.
Bonus25,000 miles
RequirementSpend $3,000 in 6 months
Other benefits
- Visa Zero Liability protection against unauthorized charges
- Digital wallet compatibility for contactless payments
- Roadside assistance and emergency card replacement included
- Miles never expire as long as account is in good standing
- Redeem miles for travel, cash, entertainment and more