Wells Fargo
Wells Fargo Active Cash Credit Card
Earn unlimited 2% cash back on all purchases with no annual fee. Enjoy a $200 welcome bonus and 0% intro APR for 12 months on purchases and balance transfers.
Annual fee
None
Top rate
2x everything else
Quick look
Unlimited 2% Cash Back
On all purchases with no categories to track
Top earning rate2x on everything else
Annual feeNo annual fee
APR0% intro APR for 12 months, then 18.49% – 28.49% ongoing
Foreign transaction fee3% of each transaction
Reward rates
| Category | Rate | Details |
|---|---|---|
| Everything else | 2x | 2% cash rewards on all purchases |
Fees and APR
Annual feeNone
Intro APR0% for 12 months
Regular APR18.49% – 28.49%
Foreign transaction fee3% of each transaction
Welcome bonus
The offer$200 cash rewards bonus
RequirementSpend $500 in 3 months
Other benefits
- Visa Signature Concierge Services for travel bookings and event tickets
- Visa Signature Luxury Hotel Collection benefits at prestigious properties
- Cellular Telephone Protection up to $600 against damage or theft with $25 deductible
- Auto Rental Collision Damage Waiver for rental cars paid with the card
- Travel and Emergency Assistance Services available 24/7 worldwide
- Roadside Dispatch emergency towing available 24/7
- Emergency Cash Disbursement and Card Replacement within 1-3 business days
- My Wells Fargo Deals for personalized merchant offers and additional cash back
- Zero Liability Protection for unauthorized transactions
- Credit Close-Up FICO Score tracking and credit insights
- Multiple reward redemption options including PayPal checkout, statement credits, gift cards