Wells Fargo
Wells Fargo Autograph Visa Card
Flexible points card with premium travel and dining rewards, no annual fee, and ability to transfer points to travel partners.
Annual fee
None
Top rate
3x flights
Welcome bonus
20,000 points
Credit needed
Good (670-739)
Quick look
3X Points on Top Categories
Earn on travel, dining, gas, phone plans, and streaming
Top earning rate3x on flights
Annual feeNo annual fee
APR18.49% ongoing
Reward rates
| Category | Rate | Details |
|---|---|---|
| Flights | 3x | Earn 3X points on airline purchases |
| Hotels & car rentals | 3x | Earn 3X points on hotel/motel purchases |
| Dining & restaurants | 3x | Earn 3X points on dining and restaurants |
| Gas & EV charging | 3x | Earn 3X points on gas stations and EV charging |
| Streaming | 3x | Earn 3X points on streaming services |
| Everything else | 1x | Earn 1X point on all other purchases |
Fees and APR
Annual feeNone
Regular APR18.49%
Foreign transaction feeNot disclosed
Credit score neededGood (670-739)
Welcome bonus
The offer20,000 bonus points ($200 value) when you spend $1,000 in purchases in the first 3 months
Bonus20,000 points
RequirementSpend $1,000 in 3 months
Other benefits
- 24/7 Visa Signature® Concierge Services
- Cellular Telephone Protection
- Car Rental Loss and Damage Protection
- 3X points on transit including taxis, parking, and tolls
- 3X points on phone plans and providers