Wells Fargo Reflect Card

Wells Fargo

Wells Fargo Reflect Card

No-annual-fee card with long 0% intro APR on purchases and balance transfers for 21 months, ideal for balance transfer strategies.

Annual fee

None

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Quick look

21-Month 0% Intro APR

On purchases and qualifying balance transfers

Annual feeNo annual fee
APR0% intro APR for 21 months, then 17.49% – 28.24% ongoing
Foreign transaction fee3% of each transaction

Fees and APR

Annual feeNone
Intro APR0% for 21 months
Regular APR17.49% – 28.24%
Foreign transaction fee3% of each transaction

Other benefits

  • Up to $600 cellular telephone protection against damage or theft, subject to $25 deductible
  • Roadside Dispatch service available 24/7 for eligible Wells Fargo cardholders
  • Zero Liability Protection for unauthorized transactions
  • My Wells Fargo Deals access for personalized merchant cash back offers
  • Complimentary Credit Close-Up FICO Score tracking and monitoring