Bank of America
Bank of America Allways Rewards Visa Card
Earn 3x points on Allegiant travel and 2x on dining. Get priority boarding, free beverages, and a welcome bonus worth $300 in Allegiant travel.
Annual fee
$59
Top rate
3x flights
Welcome bonus
30,000 points
Quick look
Allegiant Travel Rewards
Earn points toward flights and enjoy exclusive airline benefits
3.2
out of 5
Rewards
Fees
Welcome bonus
Perks
Value
Overall score is a weighted average: Rewards 20% · Fees 20% · Welcome bonus 20% · Perks 20% · Value 20%.
Ideal for
Allegiant Air loyalists who fly multiple times per year and want to concentrate their spending on a single card that rewards both flights and dining.
The verdict
This card is built for one job: rewarding people who fly Allegiant regularly. If you take five or more Allegiant trips a year and pay your balance in full each month, the 3x earning on flights, perks like complimentary priority boarding, and the $300 welcome bonus can work out. Everyone else is paying $59 a year for rewards on categories you don't use and perks that only matter if you're boarding an Allegiant flight.
The 1x rate on everyday purchases is subpar for 2026 (cards like Capital One QuickSilver offer flat 1.5x), and the free companion airfare on vacation packages comes with the catch that you must book through Allegiant's own site—which often costs more than booking directly at the airport. Unless Allegiant is genuinely your go-to airline, this card's value proposition doesn't materialize.
Pros
- 3x points on all Allegiant purchases (flights, hotel, car rental, attractions)
- 2x points on dining covers a spending category where most cards only offer 1x
- No foreign transaction fees if you're traveling internationally
- Complimentary priority boarding and one free beverage per flight with each purchase
Cons
- 1x points on everything else; competitive everyday cards earn 1.5x to 2x flat
- No introductory APR offer, unusual for a travel card, leaving you exposed to balances
- The $59 annual fee requires $5,900+ in Allegiant spending annually just to break even
- Restricted perks: the free companion airfare requires booking a vacation package, not just any flight
Reward rates
| Category | Rate | Details |
|---|---|---|
| Flights | 3x | 3 points per $1 on Allegiant purchases (air, hotel, car rental and attractions) |
| Dining & restaurants | 2x | 2 points per $1 on qualifying dining purchases |
| Everything else | 1x | 1 point per $1 on all other purchases |
The 3x rate on Allegiant purchases ranks 27th in the catalog for flights—solid middle ground but not exceptional. Most of your earning power disappears outside of Allegiant, where you earn just 1x (56th rank for everyday spending). If you fly Allegiant, the 3x accelerator pays for itself; if you don't, you're essentially carrying an expensive, low-earning general card.
Fees and APR
Does it pay for itself?
At $59, the fee sits in the mid-range of travel cards. It breaks even if you redeem just the welcome bonus once, or earn roughly $500+ in annual points from your regular spending on Allegiant and dining. For casual Allegiant travelers, the fee is hard to justify unless you commit to using the bonus aggressively.
Welcome bonus
Is it worth chasing?
The 30,000-point bonus ($300 toward Allegiant flights) is respectable and accessible—only $1,500 spend required over three months. However, it's not particularly generous for a card with a $59 fee. Competing airline cards often offer 40,000+ points with similar or lower spending thresholds.
Other benefits
- Complimentary priority check-in and priority boarding on Allegiant flights
- One free beverage every time you fly Allegiant when you present the card
- Buy one, get one free airfare offer on Allegiant vacation packages with qualifying stays/rental days
- Points do not expire as long as card account is open
- No blackout dates, no destination restrictions, and no minimum points redemption
- $0 Liability Guarantee for fraudulent transactions
- Balance Connect for overdraft protection on linked Bank of America checking accounts
- Digital Wallet support for Apple Pay, Google Pay, and Samsung Pay
- Account Alerts for balance and due date notifications
Similar cards
A stronger all-purpose travel card from the same issuer with 2x on travel and dining, no bonus categories but no airline lock-in.
The category leader for travel rewards (3x on travel and dining broadly defined) with a $95 fee and better flexibility across airlines and hotels.
Frequently asked questions
Is the $59 annual fee worth it if I only fly Allegiant once or twice a year?
Probably not. You'd need to earn at least $300 in points annually from your regular spending or the welcome bonus just to break even. If you're only an occasional Allegiant flyer, a flat-rate 2% cashback card (like Capital One QuickSilver) would save you money after accounting for the annual fee.
Can I use points on airlines other than Allegiant?
Allways points are locked to Allegiant redemptions—you cannot transfer them to other airlines or book through airline partners. This lack of flexibility is a significant downside compared to points-based cards like Chase Sapphire Preferred.
What's the catch with the free companion airfare offer?
The offer applies only to Allegiant vacation packages (which bundle flights with hotel or car rental stays), not standalone airfare. Additionally, Allegiant's website frequently prices packages higher than booking flights and hotels separately elsewhere, so the 'free' offer may not save you money.
How does the 3x rate on Allegiant purchases work? Does it cover flights only?
The 3x applies to Allegiant flights, hotel bookings through Allegiant, car rentals booked through Allegiant, and attractions purchased through their platform. However, if you book hotels and rentals directly (often cheaper), you only earn 1x.
Should I cancel after using the welcome bonus?
If you're not a frequent Allegiant flyer, yes—cancel after redeeming the $300 bonus and enjoying one free flight to avoid the annual fee. If you do fly Allegiant 5+ times per year and can maximize the 3x earning, keeping the card could make sense.
Reviewed by YoungerFinance Editorial · Last updated August 10, 2026