Delta SkyMiles Blue American Express Card

American Express

Delta SkyMiles Blue American Express Card

Earn 2X miles on dining and Delta purchases with no annual fee. Includes 10,000 bonus miles for new cardmembers and travel benefits like no foreign transaction fees.

Annual fee

None

Top rate

2x dining & restaurants

Welcome bonus

$100

Apply

Quick look

Earn 2X miles on dining

Perfect for frequent flyers and restaurant enthusiasts

Best forRestaurant spenders flying Delta 1-2 times yearly
Miles per dollar2X dining, 2X Delta, 1X everything else
Welcome offer10,000 miles + $1,000 spend in 6 months
Annual cost$0

3.5

out of 5

Rewards

Fees

Welcome bonus

Perks

Value

Overall score is a weighted average: Rewards 20% · Fees 20% · Welcome bonus 20% · Perks 20% · Value 20%.

Ideal for

Budget-conscious occasional Delta flyers and those new to airline rewards who want to test the SkyMiles program without annual fees.

The verdict

This is a no-brainer for occasional Delta flyers on a budget—it costs nothing and earns miles on two categories most people actually spend in. But it's also exactly what it appears to be: a starter card, not a strategy. You get no free checked bags (which every other Delta card includes), minimal perks, and earning rates that rank outside the top 30 in the catalog. If you fly Delta more than twice a year, the paid cards—Gold especially—deliver better value despite their fees. Skip this if you're a premium travel enthusiast; grab it if you're dipping your toe into airline miles without commitment.

The real value proposition isn't "miles on everything"—it's "miles on dining with zero cost." For restaurant spenders who occasionally book directly with Delta, it works.

Pros

  • Zero annual fee makes it the only perpetual no-cost Delta option
  • 2X on dining and Delta flights covers two frequent spending categories
  • 10,000 bonus miles clears in just $1,000 of spend over 6 months
  • No foreign transaction fees offset travel spending friction

Cons

  • No free checked bag benefit—a major gap vs. other Delta cards
  • Ranked 32nd in dining, 40th in flights; earning power is average to below-average
  • Only two bonus categories; everything else earns just 1X
  • No lounge access, priority boarding, or seat upgrades

Reward rates

CategoryRateDetails
Dining & restaurants2x2X miles at restaurants, including takeout and delivery in the U.S.
Flights2x2X miles on purchases made directly with Delta
Everything else1x1X mile per dollar on all other eligible purchases

The 2X rate on dining and Delta flights is solid for a no-fee card—ranks 32nd in dining among 111 cards, behind premium travel cards and dining-heavy programs like the Hilton Honors Aspire (7X) and Citi Strata Elite (6X). The 1X on everything else is average; you'll find 2X and 3X cards in the no-fee category (VentureOne, Capital One Quicksilver). Where this card earns its place is in the intersection of "no annual fee" and "decent dining bonus"—there aren't many there.

Fees and APR

Annual feeNone
Regular APR23.99%
Foreign transaction feeNot disclosed

Does it pay for itself?

Zero dollars, forever. This is the only Delta card that doesn't charge an annual fee in year two and beyond. That's genuinely useful if you fly Delta occasionally but don't want to commit to a paid tier. The trade-off is perks: no free checked bags, no lounge access, no seat upgrades—all the things the Gold and Platinum cards use their annual fees to cover.

Welcome bonus

The offerEarn 10,000 Bonus Miles after you spend $1,000 on eligible purchases in your first 6 months
Bonus$100
RequirementSpend $1,000 in 6 months

Is it worth chasing?

10,000 miles after $1,000 in purchases within 6 months is achievable and uneventful. Competing airlines and travel programs offer 15,000-80,000 bonus miles at higher thresholds, but this card isn't chasing power users. The offer is designed for someone testing the SkyMiles ecosystem without friction; meeting $1,000 in 6 months isn't a pressure test.

Similar cards

AAdvantage MileUp card

No-fee airline card for light flyers: Citi's AAdvantage MileUp is the closest comparison—also no annual fee, also 2X on flights, but only 1X on dining vs. 2X on this card. MileUp offers no intro APR, so Delta Blue pulls ahead if you carry a balance short-term.

Delta SkyMiles Gold American Express Card

Paid alternative: If you fly Delta 3+ times yearly, the Gold card ($150/yr) includes a free checked bag ($35 value per flight) and $50 airline fee credit—it breaks even faster for active travelers, despite the fee.

Frequently asked questions

Probably not. You'd do better with a flat-rate 2% cash card (VentureOne, Capital One Quicksilver) that works everywhere. This card locks miles into the Delta/SkyTeam ecosystem; if you're just exploring airline rewards, a cash-back card stays flexible.

This card charges zero foreign transaction fees, which is excellent. Most Amex cards do, but it's worth confirming—it means you can use it abroad without a 2-3% markup.

No. This is the biggest limitation. The Gold and Platinum Delta cards include free checked bags (worth $35+ per round trip), which pay for their annual fees if you fly twice yearly. The Blue card forces you to pay baggage fees like anyone else.

Yes. Miles live in your SkyMiles account and transfer to any Delta card you open. Starting with the Blue and upgrading to the Gold later is a viable path if you want to test the ecosystem first.

Delta miles can be redeemed for flights on Delta and SkyTeam partners (KLM, Air France, Alitalia, etc.), or transferred to hotel/car rental partners. Valuations vary widely—sometimes as low as 0.7 cents per mile, sometimes 2+ cents. Redeeming strategically on premium cabins yields better value than economy.

Reviewed by YoungerFinance Editorial · Last updated August 11, 2026